Guides · 45 guides
Guides to renting a flat in Zagreb
Short answers to real questions about renting. We write them from the law and official sources. Every source shows the date we checked it.
Moving to Zagreb?Start here: six steps from picking a neighbourhood to moving in.
Before and during a lease
Prices, bills, the contract, the deposit and how to spot a scam.
Guide for tenants and landlords15 daysRegistering your address in a rented flatThe owner's consent, the deadline and what it gets you in Zagreb.Updated 21 Oct 2026Read
Guide for renters15 daysHow to rent an apartment in Zagreb as a foreignerThe lease, your address registration, the OIB and agency fees.Updated 20 Oct 2026Read
Guide for rentersHow much does it cost to rent a flat in Zagreb?Rent, bills, deposit and agency fees, with official sources.Updated 24 Oct 2026Read
Guide for tenants and landlords€0 without a contractAgency fees when renting a flat in Croatia (2026)Who pays, when, and what listings state.Updated 19 Oct 2026Read
Guide for rentersCost of living in Zagreb 2026Asking rents from listings; bills, transport and wages from official sources.Updated 19 Oct 2026Read
Guide for rentersUtilities in Zagreb explainedElectricity, gas, heating, water, waste, the reserve fund and HRT.Updated 21 Oct 2026Read
Guide for renters7 signsRental scams in Zagreb: how to spot themWarning signs, checking the owner and what to do if you've paid.Updated 20 Oct 2026Read
Guide for rentersArt. 28Checking who owns a flat before you rent: the Croatian land register and the KPUNo search by name: what to ask the advertiser for, and what to read in sheets B and C.Updated 20 Oct 2026Read
Guide for tenants and landlords12 checksLease contract checklist: what to check before you signRent, notice, deposit, bills, the condition record and reporting.Updated 20 Oct 2026Read
Guide for tenants and landlords4 stepsRental deposits in Croatia: deductions, return and disputesWhat can be deducted and how to get it back.Updated 21 Oct 2026Read
Guide for students€40Student accommodation in Zagreb: a dorm or a private flatDorm prices, the call, the €60 subsidy and address registration.Updated 20 Oct 2026Read
A guide for tenants and landlords€0.50/m²Heat cost allocators in a rented flat: who installs them and who paysInstall by 1 Jan 2027; the charge starts 1 Sep 2028.Updated 21 Oct 2026Read
Guide for tenants and landlordsA gas boiler in a rented flat: chimney sweep, service and who paysThe chimney sweep, the service, repairs and who pays.Updated 23 Oct 2026Read
Guide for tenants and landlordsHeating season in Zagreb 2026/27: when the heating comes onWhen it starts, who decides and whom to call when it's cold.Updated 24 Oct 2026Read
Guide for tenants and owners10 pm–7 amHouse rules in Croatian buildings: quiet hours, works, pets and partiesQuiet hours, works, pets and parties under the 2025 RulebookUpdated 20 Oct 2026Read
Guide for tenants and landlordsArt. 180Paying rent and a deposit: transfer or cash, with a receiptTransfer or cash, the due date and a receiptUpdated 20 Oct 2026Read
Guide for tenants€0 without a contractRenting without an agency: how and where to lookWhen you pay a fee and where to find ownersUpdated 20 Oct 2026Read
Guide for tenantsMoving the bills into your name: electricity, gas, water and wasteElectricity, gas, water, heating and waste at move-inUpdated 21 Oct 2026Read
Guide for foreigners and landlords€6 per signatureA lease in English in Croatia: is it valid, and what do the notary, police and Porezna uprava need?The notary, the police and Porezna upravaUpdated 20 Oct 2026Read
Guide for tenants€3.30–14.60Parking when you rent in Zagreb: zones, blocks and the resident permitZones, blocks and the resident permitUpdated 20 Oct 2026Read
Guide for tenants12 or 24 monthsInternet in a rented flat in Croatia: who signs, and what if you moveContracts, moving and complaintsUpdated 20 Oct 2026Read
Guide for tenants and landlords75%Floor area of a flat in Croatia: which m² counts for which billWhich m² counts for which bill.Updated 23 Oct 2026Read
The law and your rights
Ending a lease, tenant rights, the new law and affordable rent.
Guide for tenants and landlords€6 per signatureNotarising a lease in Croatia: certified signatures, solemnisation and costsWhat each step gives you and what it costs under the tariff.Updated 19 Oct 2026Read
Guide for tenants and landlords3 monthsEnding a lease in Croatia: notice periods and stepsNotice periods, delivering notice, eviction and what the law leaves open.Updated 20 Oct 2026Read
Guide for tenantsTenant rights in Croatia: what the Housing Lease Act saysEntry, repairs, rent rises, subletting and free legal help.Updated 24 Oct 2026Read
Guide for tenants and landlordsRent increases in Croatia: can the landlord raise the rent, and by how much?When, by how much, how to report it and what the draft law proposes.Updated 24 Oct 2026Read
Guide for tenants and owners, as of 19 Oct 2026€9.66/m²Protected tenants in Croatia in 2026: what's changingRent, the five measures, payouts, buying, getting the flat back and succession.Updated 19 Oct 2026Read
Guide for tenants and landlords€0.36/m²Who pays what when you rent in Croatia: reserve fund, communal fee and repairs (2026)Reserve fund, communal fee, repairs and bills: what the law says and what the lease decides.Updated 20 Oct 2026Read
Draft law, status 19 Oct 2026DraftCroatia's draft new lease law: what it proposesA draft, not yet passed. What it proposes, as of 19 Oct 2026.Updated 19 Oct 2026Read
Guide for tenants and owners€12.70/m²Affordable rent in Zagreb: the state (APN) and City schemesAPN and the City: who qualifies, the rent and the dates, October 2026.Updated 22 Oct 2026Read
Guide for renters€0.36/m²City-owned flats for rent in Zagreb: the social list, affordable rent and how to applyZagreb's social and affordable lists, who qualifies and the rent.Updated 20 Oct 2026Read
A guide for tenants€68Help with paying rent in Zagreb: what exists in 2026No general subsidy; the housing benefit is up to 40% of the ZMN.Updated 21 Oct 2026Read
Guide for renters and owners8 daysOff-the-books renting in Croatia: what it means for tenants and ownersNo lease, not reported, not registered: three things, three different rules.Updated 20 Oct 2026Read
Guide for tenants and landlords30 daysRenewing a lease in Croatia: tacit renewal, the annex and new termsTacit renewal, new terms, the annex and what to file after a renewal.Updated 20 Oct 2026Read
Guide for tenants and landlordsSubletting in Croatia: can a tenant sublet a flat or a room?Landlord's consent, the sublease, tax and what to check.Updated 20 Oct 2026Read
A guide to the words of a leaseLandlord and tenant in Croatian: najmodavac, najmoprimac, podstanarNajmodavac, najmoprimac, podstanar: who's who.Updated 22 Oct 2026Read
For landlords
How to let a flat, report the lease and avoid the empty-flat tax.
Guide for landlords€8/m²Zagreb's 2027 property tax on empty flats: what you'll pay and how a long-term let avoids itWork out the amount and see when a long-term let exempts you.Updated 20 Oct 2026Read
Guide for owners15 daysCroatian property tax: the bill, appeals, instalments and deadlinesDeadlines, appeals, instalments, interest and owners abroad.Updated 20 Oct 2026Read
Guide for landlords€269.08/bedShort-term or long-term letting in Zagreb (2027): costs and rulesThe flat-rate tax and tourist tax per bed in Zagreb.Updated 20 Oct 2026Read
Guide for landlords8 daysReporting a lease within 8 days: a checklist for landlordsThe tax office, the City, the police and the tenant's registration.Updated 20 Oct 2026Read
Guide for landlords7 stepsHow to rent out your flat in ZagrebPricing, the listing, the tenant, the lease, reporting and tax.Updated 20 Oct 2026Read
Guide for landlords30 daysTenant not paying rent or refusing to leave: what a landlord in Croatia can doWarning, notice, court and enforcement: the legal route.Updated 24 Oct 2026Read
Guide for landlords10 yearsEnergy certificates for renting out a flat in Croatia (2026)Who needs one, what you must do and the fines.Updated 19 Oct 2026Read
Guide for employers and landlords14 m²Housing for workers in Zagreb: standards, registration and taxStandards since 30 April 2026, address registration, co-owners' consent and tax.Updated 19 Oct 2026Read
Guide for landlords1 dayLetting your flat to a foreign tenant in Croatia: the lease, registration and taxSame lease and tax. Registration differs, and a short stay is registered within 1 day.Updated 20 Oct 2026Read
Tools
Free calculators and forms that go with the guides. They work in your browser, no sign-in.
Find a flat
Where can I liveA map of the districts with flats on your budget.
Which neighbourhood suits meNeighbourhoods with flats on your budget and the ZET trip to work or uni.
Check a listingPaste an ad and see the warning signs of a scam before you pay.
Rent or buy?The mortgage and costs of buying next to the rent of similar flats, with no verdict.
Moving-in budgetRent, deposit and other initial costs in one place.
Spot a rental scamWork through eight situations and learn the warning signs.
Viewing a flatQuestions and notes to take to a viewing.
Open viewingsViewing times published by direct advertisers.
Rental glossaryExplanations of terms in listings and rental agreements.
Live in a rental
Move-in inspection reportMeters, keys and the flat's condition on one sheet. Print or PDF.
Rent split calculatorWho pays what when you share a flat.
Utility bill calculatorElectricity, gas and water from your bills at Zagreb's official prices.
Check your rentCompare your rent with asking prices in the neighbourhood.
Moving-out planNotice, handover and deposit steps for your dates.
Who needs your new addressA checklist of notifications and changes after moving.
Report a repairPrepare a written report to your landlord with a date and photos.
My flatKeep your rental details on this device.
Let a flat
Rent estimateThe range and median from real listings, by area and size.- Rental income tax calculatorIncome tax on rent, next to the empty-flat property tax.
Communal feeCalculate from floor area, zone and official coefficients.
Letting planSteps from preparing a flat to handing over the keys.
Tenant handbookPrepare instructions for the flat and save them for printing.
Payment receiptPrepare a receipt for rent or a deposit you have received.